Welcome To Next Gear Mortgage Company

At Next Gear Mortgage Company, we offer a wide range of "A" rated lenders with first quality rates.  We don't place you into a loan profile formula created by the banking industry.  Because Next Gear Mortgage is a Broker company we are able to help you in all kinds of situations. This allows us to get you the best rates on all types of loan programs including: 30yr, 20yr, 15yr, and 10yr mortgage, 1yr, 3yr, and 5yr ARMS, Conventional, Jumbo, Home Equity Lines, USDA, VA and Reverse Mortgages. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!  We will provide individual service, and assist in finding the best deal for you while keeping it simple.