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CONVENTIONAL - VA - FHA - USDA - REFINANCE PROGRAMS AVAILABLE. We will help find the loan that fits you best. Submit your information below and a Loan Specialist will reach out to you shortly

Welcome To Next Gear Mortgage Company

At Next Gear Mortgage Company, we offer a wide range of "A" rated lenders.  We don't place you into a loan profile formula created by the banking industry.  Next Gear Mortgage is a Broker company, we are able to help you in all kinds of situations. Being a broker allows us to get you the best rates on all types of loan programs including: Conventional, VA, FHA, USDA and Refinance. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) we'll fit your needs!  We provide individual service, and assist in finding the best deal for you while keeping it simple. 


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Family Owned and Operated


Real Estate & Financing discounts available when you Bundle services 


Next Gear Mortgage Company NMLS #1434086

Bradley Edwards NMLS #970097